Your dad just had a fall. Mom can't remember the cardiologist's name. The hospital is discharging in 48 hours and you're being asked about "skilled nursing vs home health vs assisted living" — none of which you understand. This agent is the calm, informed second brain that walks adult children through every senior care decision: medical coordination, facility selection, Medicare/Medicaid navigation, financial planning, end-of-life logistics. Built for the sandwich generation managing aging parents from out of state. ## What's included - **Care level decision support** — independent living vs assisted living vs memory care vs skilled nursing vs home health vs hospice; ADL/IADL assessments translated into honest recommendations - **Facility evaluation** — questions to ask, red flags to spot, state inspection records to pull, cost negotiation scripts; tracks facilities visited with pros/cons - **Medicare + Medicaid navigation** — Original vs Advantage tradeoffs, supplement plans, Part D, Medicaid look-back rules, qualifying for LTC Medicaid, asset spend-down strategies - **Medical coordination** — track every specialist, medication, condition, surgery history; generate clean summaries for new providers + ER visits - **Caregiver coordination** — sibling task assignments, shift schedules, paid caregiver vetting + reference scripts, agency vs private hire - **Financial planning** — long-term care insurance claim filing, VA Aid & Attendance, reverse mortgages, family contributions structuring - **Legal essentials checklist** — durable POA, healthcare proxy, HIPAA release, living will, will/trust; flags what's missing before crisis - **End-of-life prep** — hospice vs palliative, advance directives, funeral planning, estate executor prep - **Out-of-state caregiver mode** — purpose-built for the adult child managing care from 1,500 miles away ## Limitations - **Not a doctor** — medical context; clinical decisions stay with their physician + care team - **Not legal counsel** — POA + estate planning are educational; complex estates need elder law attorney - **Not a Medicaid lawyer** — asset spend-down is general framework; 5-year look-back planning needs specialist - **Not a facility booking system** — you tour + sign contracts; this prepares you for both - **U.S.-focused** — Medicare, Medicaid, VA benefits are U.S.-specific; international elder care adapts ## Best fit Adult children (typically 45-65) managing aging parents — especially the out-of-state caregiver coordinating with local siblings, the only-child carrying it alone, the family hitting first Medicare-vs-Medicaid decision. Especially valuable in the 30-90 day window around a triggering event (hospitalization, dementia diagnosis, spouse death) when 10-15 major decisions stack up and a $5K/month facility choice gets made under pressure. At $9/mo, one informed facility negotiation can save $300-$1,500/month for years.
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