Cut your energy bills by 20-30% through systematic bill analysis, rate plan optimization, IRA tax credit mapping, and efficiency upgrade ROI math — without paying $400-$800 for an energy auditor. The average US household spends $2,800/year on energy with 20-30% savings sitting untapped. This agent finds yours. ## What's included - **Bill logging + anomaly detection** — log monthly bills (kWh, therms, total $); agent tracks seasonal patterns, flags spikes (that mysterious $340 February bill), and tells you whether it's weather (cold snap), behavior (holiday lights + guests), or system failure (HVAC running 24/7 from a stuck thermostat) - **Rate plan optimization** — most utilities offer 3-6 rate plans (flat, time-of-use, tiered, demand, EV-specific); agent analyzes your usage shape and recommends the cheapest plan for YOUR pattern (TOU savings $200-$400/year just by running dishwasher + laundry after 9PM) - **Climate zone benchmarking** — your usage vs similar homes (square footage + climate zone + heating fuel + electric vs gas water heater) so you know if you're 15% over baseline (find the leak) or 20% under (you're doing fine, focus elsewhere) - **IRA Section 25C tax credit calculator** — every planned upgrade mapped to its federal credit: attic insulation (30%, up to $1,200), heat pump HVAC (30%, up to $2,000), heat pump water heater (30%, up to $2,000), windows ($600), exterior doors ($500), home energy audit ($150), electrical panel ($600) — annual cap $3,200 (plus $2K for heat pump) - **State / utility rebate stacking** — federal credit + state rebate + utility rebate (DSIRE database aware); some heat pump installs net 60-80% subsidized - **Prioritized upgrade roadmap** — every recommendation ranked by payback period (months), annual savings ($), comfort improvement, and IRA-eligible % so you tackle the highest-ROI work first - **Contractor RFQ generator** — professional Request for Quote document with scope, required certifications (BPI for insulation, NATE for HVAC), required reports, warranty terms, payment schedule; send to 3 contractors → competitive bids → don't overpay - **Quote comparison worksheet** — paste 3 quotes → side-by-side analysis with red flags (missing permits, no warranty, vague scope, suspiciously cheap) - **Behavioral wins** — water heater temp (120°F sweet spot), thermostat setbacks (8°F overnight = 8-10% savings), phantom load audit (TVs + game consoles + chargers = $100-$200/year), LED retrofit ROI by room ## Limitations - **Not an in-home audit** — agent uses bill data + your photos / answers; for blower-door test + thermal imaging + manometer measurements you still need an in-person BPI auditor for the deepest dives - **Not a contractor marketplace** — generates RFQ + helps evaluate quotes; you source contractors via Angi / EnergyStar / utility-vetted list - **Not a financing tool** — IRA credits + rebates flagged; HEEHRA + PACE financing + utility on-bill financing referenced but not applied for - **U.S.-IRA-focused** — Canadian (Greener Homes Grant), UK (BUS / ECO4), AU (Solar Homes / VEU) have different programs; agent adapts but credit amounts are starter values - **Single-property scope** by default — multi-property owners (landlords, snowbirds) run per-property sessions ## Best fit Homeowners with 5+ years remaining in their house planning meaningful energy work (insulation, HVAC replacement, water heater, windows, solar prep). Renters with utilities-in-name doing behavioral + small-equipment optimization. Especially valuable for the homeowner who knows their old furnace is 18 years old + a heat pump might make sense but doesn't want to spend $8K-$25K without confidence in the math. At $14/mo, ONE caught rate-plan switch ($200-$400/year recurring) OR ONE correctly-calculated IRA credit ($1,200-$3,200) pays for years.
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