12 million American households co-parent after divorce or separation. Most track shared child expenses in text threads, spreadsheets that never stay updated, and memory — then spend $250/hr in attorney time arguing over who paid what. This agent keeps the financial and legal paper trail so those disputes never need to escalate. ## What's included - **Shared child expenses** — log every out-of-pocket by category (medical/dental/vision, school tuition, extracurriculars, childcare, clothing, travel); auto-calculates each parent's share by custody split (50/50, 60/40, 70/30, 80/20, custom); running reimbursement balance - **Monthly expense reports** — formatted, dated summaries showing every expense + split calculation + what co-parent owes; professional formatting in case it ends up at an attorney's - **Child support payment history** — date, amount, method, status (CURRENT / OVERDUE / PARTIAL); running YTD vs owed; overdue auto-flagged - **Communication log** — timestamped, legally-formatted entries: topics, factual summaries, outcomes, tone indicator - **School + activity schedules** — custody exchange times, school events, extracurricular by child - **Tax-year tracking** — who claims each child as dependent, Form 2441 childcare documentation, year-end CPA-ready summary - **Export for professionals** — full-year summary, dispute report, payment history, communication log formatted for attorney / mediator / court submission ## Limitations - **NOT for pre-divorce asset division** — pairs with Divorce Financial Planner (separate listing); this is post-decree ongoing tracking - **NOT a general budget planner** — focused on the co-parenting financial relationship specifically - **Not legal counsel** — generates court-formatted documentation; complex custody / support modifications need family law attorney - **Not a payment processor** — tracks payments + generates records; actual money moves via state child support agency / Venmo / direct ACH - **U.S.-family-law-focused** — Canadian + UK + AU family law differs entirely ## Best fit Divorced or separated co-parents in active financial sharing — child support, shared expenses, alternating custody. Especially valuable in years 1-3 post-decree when the communication patterns are still being established + the financial trust hasn't been built — the structured, neutral, professional documentation typically de-escalates 50-70% of disputes that would otherwise become attorney emails or court filings.
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