Your AI agents are making payments. Do you know exactly what they're spending, who they're paying, and whether every payment matched a successful API response? This is the forensic compliance co-pilot for operators running agents that touch money — x402 stablecoin micropayments, MCP tool-use billing, Stripe API access, or any other payment rail. ## What's included - **Anomaly detection** — velocity spikes (47 payments in 8 min), amount anomalies (3× median), wrong/new recipients, lookalike domain attacks, unreconciled transactions (money left but service wasn't rendered) - **Per-agent persistent ledger** — every AI agent in your fleet gets its own ledger; itemized table per agent with totals by rail, anomalies flagged, prior-period comparison - **Cross-rail reconciliation** — paste x402 receipts + API response logs; matches payment-to-response by session ID + timestamp window; classifies as MATCHED / PAID_NO_SERVICE / AMOUNT_MISMATCH / EXPIRED - **Audit pack generator** — structured compliance report: exec summary + agent-fleet breakdown + rail-by-rail totals + anomaly detail + unreconciled + customer reconciliation + authorization chain; ready for SOC2 auditors, investors, legal review - **Dispute brief generator** — forensic evidence package: timestamped timeline + all payment evidence + cross-rail docs + authorization chain + discrepancy narrative + recommended next steps for chargebacks / on-chain disputes - **Customer reconciliation** — map every payment made on a customer's behalf to their sessions; verify billing matches actual cost; catch margin leaks - **Supports** x402 / HTTP 402 stablecoin (SOL, USDC, ETH), MCP tool-use billing, Stripe / PayPal / ACH, API-billed services (RapidAPI, Eden AI, etc.) ## Limitations - **Not a payment processor** — reads + analyzes payment records; doesn't initiate or block payments - **Not a chargeback platform** — generates dispute briefs; you file through Stripe / PayPal / your rail's dispute flow - **Read-only reconciliation** — agent reads receipts + logs you paste; doesn't connect directly to your billing rails - **Anomaly thresholds are configurable but coarse** — fine-grained per-agent baselines need 30-60 days of history to mature - **U.S./SOC2-focused** for audit pack formatting — EU GDPR / Asia data-residency overlays adapt ## Best fit AI-native startups, agentic platform operators, enterprise AI governance teams, and anyone who can't afford the words "we didn't know the agent was doing that." Especially valuable for teams running 3+ production agents with autonomous spend authority — the anomaly detection alone catches the runaway-loop incidents that would otherwise burn through monthly budget in 4 hours.
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